Which Bank Gives Credit Card Easily?
Generally when you have a low credit score, or barely have a credit history, getting a credit card could be a challenge. Well, you should know that many banks in India offer credit cards with minimal documentation and quick approvals.
TL;DR:
- Credit card offers by top banks
- FD backed credit cards
- Pre-approved credit cards
Answering your question, which bank gives credit card easily? The accessibility of credit cards is quick and easy with top banks including HDFC Bank, ICICI Bank and SBI Card. Since they have a wide range of entry-level cards specifically for salaried individuals, students and people with no credit history, you can reach out to them.
If you have tried it and are still wondering which credit card is easy to get, then this should sound interesting to you. There is a concept of secured credit cards, basically these credit cards are backed by fixed deposits. They are easiest to get and quick as well. If you have an existing FD, you can check with your bank if they offer this option. These are ideal if you’re building or repairing your credit profile.
You can also look for banks that offer pre-approved credit cards. This will be available to you if you have a pre-existing savings account with the bank.
Finally, you need to have a stable income, a basic credit score and proper documentation to get a credit card easily. Hope this helps 