Planning to open RD in SBI. Tell me what is RD interest rate in SBI?
SBI Bank RD interest rates in 2025 depend on the deposit tenure. Follow this table to know the latest rates:
| RD Tenure | Interest Rate Per Annum (%) | Interest Rate Per Annum for Senior Citizens (%) |
|---|---|---|
| 1 Year to <2 years | 6.80% | 7.30% |
| 2 years to <3 years | 7.00% | 7.50% |
| 3 years to <5 years | 6.50% | 7.00% |
| 5 years and <10 years | 6.50% | 7.50%* |
*Includes an additional special 0.50% interest rate under the ‘SBI We-Care’ FD Scheme.
Here are the different types of RD accounts you can open at SBI Bank. Have a look:
- SBI Regular Recurring Deposit
You can open this account with a minimum monthly deposit of ₹100 or more. The deposit tenure ranges from 1 year to 10 years.
- SBI Flexi Deposit Scheme
This plan offers flexibility by allowing you to vary the monthly deposit amount instead of a fixed sum every month. The annual deposit should be between ₹5,000 and ₹50,000, with a deposit period of 5 to 7 years.
- SBI Holiday Savings Account
This recurring deposit scheme is specially for travel enthusiasts. It allows you to save for a Thomas Cook travel package by splitting the amount into 13 EMIs.
You deposit 12 monthly instalments into the SBI Holiday Savings Account, and Thomas Cook contributes the 13th EMI along with the applicable interest.
Interest rates change over time. You may confirm the rates before starting your investment.