What is American Express Credit Card?
An American Express credit card often called Amex is a premium credit card known for its excellent customer service, strong rewards program, and exclusive benefits. I got mine mainly for the travel perks and cashback offers, and honestly, it feels a bit more high-end than regular cards. Unlike regular bank cards, Amex often comes with benefits like airport lounge access, dining offers, and exclusive cashback deals, but yes, it does expect you to maintain a decent credit score and sometimes charges a higher annual fee. It’s not accepted everywhere like Visa or Mastercard and adds a premium feel to your credit habit.