What is a Black Credit Card?

Credit Card
1

I want to know about those black credit cards. What are those?

2

They are like invitation-only food gatherings, i.e., complete exclusive feels.

A black credit card is a premium credit card that is available to only a selected few. Individuals who have higher spending capacity or are loyal customers can apply for a black credit card with their bank. Black credit cards offer exclusive benefits and perks.

  • Those with 800+ credit score are eligible for a black credit card
  • You can apply for a black credit card if you have a credit score of 800 above and have a high annual income
  • There is a high annual fee/ renewal fee for black credit cards

So if you are someone who meets these criteria points, go crazy.