What Does it Mean When Your Credit Score is 0?

I have a 0 credit score, what does it mean? Is it good or bad?

Don’t be perplexed. If you find that your credit score is 0. That generally means that the credit bureau didn’t find any credit records. Perhaps you haven’t availed any loans or applied/used any credit cards yet.

If that is the case, you will need to build your credit history. You can apply for a secured credit card, i.e., an FD backed credit card to build your credit history.

If you already have a credit history but still your credit score is 0 then you must reach out to the credit bureau and put in a query. There could be some glitch on their end too.

Let me know if my suggestions were helpful.