what are the advantages of credit card?
Hi, Kashish
One of the biggest advantages of using a credit card is the convenience, it lets you make purchases instantly without worrying about cash on hand. I’ve also benefited a lot from reward points and cashback offers, especially on online shopping and travel. Another underrated perk is the interest-free credit period; if you manage your payments wisely and clear the dues on time, you’re essentially using the bank’s money for free for a few weeks. Plus, it’s been super helpful in building my credit score over time, which came in handy when I applied for a loan.