Is 769 a Good Credit Score

General
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is 769 a good credit score?

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If your credit score is 769, that’s actually a very good score! Let me explain.

In India, credit scores (like CIBIL, Experian, Equifax, CRIF Highmark) generally range from 300 to 900. The higher your score, the better your creditworthiness looks to banks and lenders.

Here’s the usual breakdown:

  • 300–550: Poor (very difficult to get loans/credit cards)

  • 550–650: Fair (you might get loans, but at higher interest rates)

  • 650–750: Good (chances of loan approval are higher, but not the best deals)

  • 750–900: Excellent (very high chances of approval + best interest rates and offers)

So, a 769 score falls in the ‘Excellent’ category. This means with 769, you’re in a strong position already. Just continue managing your credit responsibly.