Is 677 a good credit score to buy a house?
Hi,
A credit score of 677 is considered a “fair” score, which means it’s not bad but not excellent either. With this score, you can usually still qualify for a home loan, but you may not get the best interest rates compared to someone with a higher score (like 740 or above). Lenders might see you as a bit riskier, so your loan could come with slightly higher costs. People with scores in the 670 range do buy houses but by improving your score a little more could save you money in the long run.