When FD matures, you can do two things, either withdraw it or reinvest it. Now since you have decided to withdraw it, I think you should consider what instructions you had given the bank. What I’m saying is, banks give you an option to either auto-withdraw (in your savings account) or you will have to go and put in the FD withdrawal request.
Online FD withdrawal:
You can simply go to the net banking or mobile app of your bank and look for deposits/savings options. There, locate your FD account and look for the matured fixed deposit. You will find the closure option, confirm the request.
Post confirmation, you will receive the maturity amount in your account within a few hours (it could be minutes too).
Offline Withdrawal
The next option is offline withdrawal. You will have to visit the bank branch for it. Don’t forget to carry your fixed deposit receipt along. Fill out the FD withdrawal form and submit the signed copy. After submitting the request, it should take about 24 hours for bank to credit your FD maturity amount.
If you have earned an interest of over Rs. 40000, don’t forget to submit Form 15G/15H to avoid TDS.