How to Get Credit Card Without Income Proof?

Credit Card
1

I don’t have any income proof as such, can you suggest me how to apply credit card without income proof?

2

Bro, as per my knowledge, there are quite a few ways to secure a credit card without income proof.

  1. Consider a Student Credit Card: When I was a student, I got my credit card after submitting my college id and my parents’ consent. These cards usually have a lower limit and do not require income proof.

  2. Opt for a Secured Credit Card: Get a secured credit card by opening an FD (e.g., ₹25,000). Your card limit is linked to the deposit, helping you build credit safely.

  3. Use Your Existing Banking Relationship: Banks often offer pre-approved cards to customers who maintain a healthy balance or have deposits. Long-term customers sometimes get a card without submitting income documents through fully digital applications.

  4. Become an Add-On Cardholder: Family members with good credit can add you as an add-on user. Your card is linked to their account, so you do not need to show income proof.

  5. Submit Alternative Income Proof: Freelancers and gig workers can provide rental income proofs, business bank statements, or investment returns as flexible documentation.

These options make getting a credit card without formal income proof quite achievable today.
Good Luck!