How to find my business credit score?
You cannot check your business credit score for free.
If you want to know your company’s credit health, the most common way is through TransUnion CIBIL. They provide a Company Credit Report along with a CIBIL Rank between 1 and 10, with 1 being the best.
To get your CCR through CIBIL, you can follow 2 methods:
- Offline Method
Download and fill out the Commercial Request Form from the CIBIL website. Attach supporting documents such as proof of identity, company address proof, and authorised signatory details.
Along with this, include a demand draft of ₹3,000 payable to TransUnion CIBIL Ltd., Mumbai. Once verified, CIBIL will send your CCR and rank to your registered address.
- Online Method
For quicker access, you can visit the official CIBIL website, fill in the online request form, upload the necessary documents, and make the payment digitally.
After processing, your report is delivered online without paperwork.
Apart from CIBIL, you can also check business credit reports with other bureaus like CRIF High Mark, Experian, and Equifax. Each bureau uses its own scoring model, but all help lenders assess your company’s repayment capacity.