Please tell me how to know credit score?
Who does not have Google Pay on their phone these days? That is honestly where I check my credit score most of the time. You just scroll to the bottom of the app, tap on ‘Check your CIBIL score for free’, and your score pops up instantly. It is quick, free, and super handy.
But that is not the only way.
You can also check your score directly through credit bureau websites. India has 4 big ones:
- CIBIL
- Experian
- Equifax
- CRIF High Mark
Each of them lets you access your score for free once a year. All you need to do is sign up on their official site, and you will get both your score and a detailed report.
Banks and financial institutions also make it easy. Many of them show your score right on their websites or mobile apps. Some even include it in your credit card or loan statements, so you do not have to go hunting for it separately.
And then there are third-party platforms. These sites not only let you check your score but also give tips on improving it and recommend financial products that fit your profile. You just fill in a few details, and your score is right there.