how to add money from credit card without charges
Adding money from your credit card without paying extra fees is possible, but you need to choose the right method.
- Wallet Promotions
Apps like Paytm, Amazon Pay or PhonePe sometimes run offers where you can load money from specific credit cards at zero cost. These offers are time-limited, so keep checking.
- UPI-linked Credit Cards
If you have a RuPay credit card, link it to your UPI app. You can make payments just like a debit card, with no extra charges.
- Balance Transfer Offers
Some banks allow you to transfer your credit card balance to your bank account or another card at zero or minimal processing fees.
Avoid cash advances. They attract high fees and interest from day one. This makes them the most expensive option.
By using the right offers and tools, you can move funds without losing money to charges. Just plan your repayment on time to avoid interest and keep your credit score healthy.