How Much CIBIL Score Required for HDFC Credit Card?

Credit Card
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Is there any minimum cibil requirement for HDFC credit card?

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HDFC bank has not defined a particular CIBIL score requirement but generally, a score above 750 is ideal. If you are applying for HDFC credit card, make sure that your credit score is somewhere around 750 or above. Apart from this, you should fulfil other eligibility requirements such as:

  • You must be an Indian citizen
  • You must be above 18 years of age
  • Based on the credit card, you should meet income requirements. For example, for HDFC Money Back Credit Card you must earn at least Rs. 25000 per month.
  • You should also have a good credit history and repayment record.

If you meet all these requirements and submit all the necessary documents, you should get the credit card easily.

If you are applying for a credit card for the first time and want to build your credit history, you can apply for an FD backed credit card or a secured credit card.

Apply for a secured credit card with Stable Money. Check details here.