I have applied for a new credit card and I need it urgently. How long does it take to get a credit card after applying?
Honestly, it really depends on your situation. I know some people who get their credit card within just a few hours (especially if it is an online application with instant approval), whereas some could get it in a couple of weeks.
This depends on the bank, your profile and the type of card you choose.
Generally, 7–15 working days is the standard processing time. During these days, banks verify your income, ID and other documents. Once approved, you will receive the physical card within a week or two.
If you are a pre-approved customer, approval is faster since your details are already in the system.
Factors that can speed things up:
- Good credit history and low existing debt
- Being pre-approved by your bank
I would suggest don’t just sit around waiting. You can track your application status online or via customer care to know exactly where things stand.