What is SmartFD in Unity SF Bank?
SmartFD lets you split your FD into smaller units so you can withdraw only what you need—without breaking the entire FD.
Here’s how it works:
You invest ₹3L, and SmartFD books it as 3 separate FDs of ₹1L each. If you ever need ₹1L urgently, you can withdraw just one FD. The rest stays untouched, continuing to earn interest.
SmartFD = Flexibility + Full Interest Benefits