How Much PF Can be Withdrawn

How much pf can be withdrawn?

You can withdraw your PF (Provident Fund) amount based on how many years you’ve worked and the reason for withdrawal. If you’ve left your job and stayed unemployed for over 2 months, you can withdraw the full amount of both your contribution and your employer’s. But if you’re still working, you can only withdraw a partial amount for specific needs like marriage, home loan repayment, or medical emergencies. For example, I withdrew 50% of my PF after 5 years of service to help with a home loan down payment. The exact amount you can withdraw depends on the rules set by EPFO and your years of service, but it’s best to check the eligibility using the EPFO website or app before applying.