How do I improve my score?
Your credit score is impacted by factors such as on-time payments, credit utilization and age. Here are a few steps to enhance your credit health:
- Prioritize timely bill payments and reduce credit card utilization.
- Avoid opening numerous new accounts, and keep older ones active for a longer credit history.
- Diversify your credit types by maintaining a mix of credit cards and installment loans.
- Regularly review your credit report for errors and dispute any inaccuracies.